Interchange++ Pricing

Interchange++ is a transparent pricing model that itemises exactly what you pay: interchange, scheme fees, and the provider's margin.

The two plus signs stand for scheme fees and the provider's margin, both shown on top of the underlying interchange fee.

Each transaction shows the bank's interchange fee, the card scheme's fee, and a fixed provider margin — so you can see precisely where every penny goes.

Because the margin is fixed and visible, you benefit directly whenever the underlying interchange fees fall.

Best for any business that wants clarity and the lowest sustainable rates, especially with steady card turnover.

It's the model we favour because it leaves nowhere for hidden margin to creep in.

Full transparency and usually lower total cost than a blended rate, because the provider's margin is fixed and visible.

You always know what you're paying and why — no surprise rate creep at renewal.