Our war on waste

Your Free Rate Review

Already taking card? Send us one recent statement and we'll read every line to find what you're overpaying. No obligation, no pressure — just clear, honest savings.

Start Your Free Rate Review

How the Rate Review Works

Send Us a Statement

Share one recent card-processing statement. We read every line — rates, scheme fees, PCI charges and any hidden extras.

We Find Your Savings

We benchmark what you pay now against transparent Interchange++ pricing and show you the saving in pounds, not percentages.

No Obligation

The review is completely free. If we can't save you money, we won't sell you anything — there's nothing to pay and no pressure.

Switched & Supported

If you're happy, we handle the switch — new Ingenico terminal, approval within 5 working days, and a 24-hour repair-or-replace service.

Average customer savings

15-30%

off card-processing costs, with PCI included free and no disruption to your trading.

Prefer to talk it through?

0191 432 6588Info@chipandpin.direct

50a Durham Road, Birtley, DH3 2QH — a real local person answers, Mon–Fri.