Merchant Accounts, Priced Honestly.
Transparent Interchange++ card processing rates, next-day settlement and fast approval — without the hidden fees.
Already taking card? Our free rate review reads your statement and shows you exactly what you could save.
Merchant Account
Merchant Services Done Right
Everything you need to accept card payments — fairly priced, fully supported, with nothing hidden.
Transparent Interchange++
We pass on the wholesale interchange fee and add one clear margin — so you see exactly what you pay and why.
Next-day settlement
Your takings reach your bank account the very next day, keeping your cash flow healthy.
Fast approval
Quick, friendly underwriting means most local businesses are approved and trading within 48 hours.
Free rate review
Send us a recent statement and we'll read every line, find the waste and show you what you could save.
PCI included free
Your account is PCI-DSS compliant with no surprise compliance charges — it's all included.
Real local support
A real person in the North East answers the phone — no ticket queues, no faceless call centres.
What Interchange++ Means For You
Most processors quote a single blended rate that quietly hides their markup. Interchange++ splits the cost out so you can see every penny — the interchange fee, the scheme fee and our clear margin.
- You see the true wholesale interchange cost
- One clear, agreed margin on top — nothing hidden
- No blended rates disguising what you really pay
- A free rate review proves the savings in black and white
Transparent Statement
See The Difference
The big processors count on you never checking. Here's how a fair merchant account compares.
The big processors
- Padded, blended rates
- Surprise PCI & non-compliance fees
- Creeping monthly charges
- Long, locked-in contracts
- Settlement days later
Our merchant accounts
- Transparent Interchange++ pricing
- PCI compliance included free
- No hidden or surprise line items
- Fair, flexible terms
- Next-day settlement
The Free Rate Review
Four simple steps from overpaying to a fairer deal — at no cost and no obligation.
Review
Send us a recent statement — we read every line and fee.
Compare
We benchmark your rates against what you should be paying.
Switch
We handle the swap and set up your account, usually within 48 hours.
Save
You keep trading — just at a fairer price, with local support.
Everything Your Account Powers
Your merchant account is the engine behind every card payment you take.
Merchant Account Questions
Honest answers, no jargon.
What is a merchant account?
A merchant account is the specialist bank account that lets your business accept card payments. When a customer pays, the funds clear through your merchant account before settling into your normal business bank account — with us, the very next day.
What does Interchange++ pricing mean?
Interchange++ is the most transparent way to price card processing. It separates the three costs: the interchange fee set by the card schemes, the scheme fee, and our clear margin. You see each one, rather than a single blended rate that hides the markup.
How fast can I be approved?
Our underwriting is quick and friendly. Most local businesses are approved and taking payments within 48 hours of sending over their details.
Is settlement really next day?
Yes. Your card takings settle into your bank account the next day as standard, which makes a real difference to day-to-day cash flow.
What does the free rate review involve?
Send us a recent statement and we'll read every line, benchmark your rates and show you exactly where you're overpaying. It costs nothing, there's no obligation, and it usually takes about ten minutes.