Contactless & Mobile Wallets
Tap-to-pay technology that lets customers pay by holding a card or phone near the terminal, including Apple Pay and Google Pay.
What It Is
Contactless is tap-to-pay technology that lets customers pay by holding a card or phone near the terminal, including Apple Pay and Google Pay.
It covers physical cards, smartphones, smartwatches and other devices loaded with a digital wallet.
How It Works
Near-field communication (NFC) exchanges encrypted payment data over a few centimetres. No PIN is needed below the contactless limit.
For higher amounts, mobile wallets use the phone's own fingerprint or face check to authorise, so security stays tight even above the card limit.
When It's Necessary
Expected by customers everywhere. Critical for fast-paced settings like cafés, takeaways and retail queues.
Any modern terminal should support it as standard — if yours doesn't, you're likely losing speed and sales.
Business Impact
Faster transactions, shorter queues and higher customer satisfaction. The majority of in-person payments are now contactless.
Quicker payments mean you serve more customers in the same time, especially at peak.
Quick Summary
- What It Is
- How It Works
- When It's Necessary
- Business Impact