How Chip & Pin Direct Works
Four simple steps from overpaying to a fairer deal. No jargon, no pressure — a free rate review, the savings we find, approval within 5 working days, a personal local install, then 24-hour ongoing support.
Free Rate Review
Send us one recent statement
We Find Savings
Clear quote, no hidden fees
Approval & Install
Approval within 5 working days
24hr Support
Repair-or-replace, local backup
Free Rate Review
It costs you nothing and takes about ten minutes. Send us one recent card processing statement and we read every single line — the rate, the fees, the rental, the bits buried in the small print. This is our war on waste.
Most businesses have never had anyone actually check their statement. Rates creep up, contracts roll over, and the padding quietly adds up year after year.
The review is free, no-obligation, and completely jargon-free. All we need is one recent statement.
What We Check On Your Statement
Your Savings, Side by Side
Example café statement review
Currently Paying
£312
With Us
£186
We Find Your Savings
We put your current costs next to what you'd pay with us, line by line. One clear rate, transparent Interchange++ pricing, PCI included — and not a single hidden fee or surprise review.
You see exactly what you pay now, what you'd pay with us, and the difference. If we can't save you money, we won't sell you anything — that's the promise.
Approval & A Personal Local Install
Once you're happy, we handle it. Approval typically lands within 5 working days, then Jason comes out in person to install and configure your Ingenico kit properly — no couriered box, no setting it up yourself.
Card Machines
Countertop, portable or mobile terminals configured and ready to take payments
EPOS & Tills
Cloud EPOS linked to your payments, stock and reporting in one place
Online Payments
Payment gateway, pay-by-link and a virtual terminal for phone orders
Contactless & Wallets
Apple Pay, Google Pay and contactless enabled from day one
Approval In 5 Days
Approvals typically land within 5 working days, so you're not left waiting
Personal Local Install
We come out in person to install and configure your kit — never a courier and a manual
“We do the heavy lifting — the swap, the setup and the config. You just keep serving customers.”
24-Hour Ongoing Support
You're live and taking payments at a fairer price. From here on, your money lands faster, and if anything ever goes wrong our 24-hour repair-or-replace service keeps you trading.
Next-Day Settlement
Money In Your Account, Next Day
Every transaction settles next day — including weekends and bank holidays — so your cash flow stays healthy instead of waiting three working days to be paid.
24-Hour Repair-or-Replace
One Local Number To Call
No ticket queues, no overseas call centres. If a terminal fails, our 24-hour repair-or-replace service has you back up and running — and a real local person answers the phone.
The Full Journey
From free rate review to next-day settlement, every step is clear, fair and confirmed before you commit to anything.
Free Rate Review
Send us one recent statement
We Find Savings
Clear quote, no hidden fees
Approval & Install
Approval within 5 working days
24hr Support
Repair-or-replace, local backup