Are You Overpaying To Take Card?
Most small businesses are paying more than they need to get paid — padded rates, long terminal contracts, slow settlement and sneaky PCI fees all add up. Answer eight quick questions and find out, in about a minute, how likely you are to be overpaying — and where the savings are hiding.
Six Places Card Fees Hide
The big processors count on you never checking. These are the six things the 60-second check looks at — the same things we examine in a full free rate review.
Your Provider
Who actually processes your payments — and whether they're a transparent local provider or a faceless national one.
Contract & Lock-in
Minimum terms, auto-renewals and the long terminal contracts where overpaying quietly compounds.
Your Effective Rate
The real percentage you pay on card turnover — and how it compares to a transparent Interchange++ deal.
Terminal Rental
Fixed monthly hardware fees that are easy to overlook but quick to add up on older kit.
Settlement Speed
How fast your own takings reach your bank — next day, or held for three or more.
PCI & Compliance
Whether you're charged extra for PCI, or hit with non-compliance fees that should never appear.
Small Percentages, Big Numbers
Card fees feel small on a single transaction, but they're a percentage of everything you take. Half a percent on a busy shop, café or salon adds up to thousands of pounds a year — money that should be staying in your pocket.
The 60-second check shows you where you're most likely overpaying. A free rate review then confirms it, line by line, from your real statement.
The 60-Second Card Fee Check
Answer 8 quick questions about your current card setup and get an instant read on how likely you are to be overpaying — plus where to look first.
Who currently provides your card processing?
The provider behind your card machines and merchant account.